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Struggling to pay your Bills ?
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Let's help you become Debt free

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Welcome To Restructure Your Debt

Free Credit Report

Restructure Your Debt is run by people with Finance backgrounds as well as Attorneys offering our clients sound financial and legal assistance. The company has been around for 5 years and want to ensure that clients settle their debt and become financially more astute. We pride ourselves in educating our clients on all matters relating to finance. Your application is treated with total confidentiality. We endeavor to get you credit cleared A.S.A.P. Your credit scoring is positively affected every time you make payment. Let's assist you and give you financial peace of mind and legal protection, enabling you to focus on the joys of life.

Consolidate your debt into 1 affordable instalment!!!!

What are you waiting for: Contact one of our registered Debt Counsellors for peace of mind today.

We Are NCR Accredited

1

We do an affordability assessment to check whether you are over indebted. Whether your expenses exceed your income.

2

We contact all your creditors and the different Credit Bureau's and advise them of your application-They are no longer allowed to harass you. We request all your Balances and interest rates from the Creditors.

3

We calculate your Restructured installment and you immediately start paying one reduced,affordable installment.

4

Your credit providers consent to the proposal affording you peace of mind and much needed respite.Your credit scoring is positively affected as long as you make payments.

5

We instruct our Attorneys to apply for a Court Order.

6

A clearance certificate is issued as soon as you are no longer over-indebted.

Restructure Your Debt Is Operated By Professionals

The persons in charge of Restructure Your Debt’s operations are attorneys, accountants and ex senior bankers. In our opinion, Debt Counselling is a legal process and not all registered Debt Counsellors are necessarily competent enough to deal with the challenges that the process brings. Debt Counselling can be a life changing success if it is dealt with by competent Debt Counsellors, but in the hands of an incompetent Debt Counsellor it can be disastrous.

Consolidate your debt into 1 affordable instalment!!!!

What are you waiting for: Contact one of our registered Debt Counsellors for peace of mind today.

Why Restructure Your Debt?

100 percent confidentiality.
Efficient and prompt service.
Legal protection for you and all your assets.
All fees are included in your proposal.
Legal assistance throughout the process.
We issue you with a clearance certificate.

How We Can Reduce Your Payments

Asset/loanCurrent PaymentNew PaymentSavings
BondR10000.00R7500.00R2500.00
VehicleR5000.00R3500.00R1500.00
Unsecured,LoanR5000.00R2500.00R2500.00
Clothing A/cR2000.00R1000.00R1000.00

Savings of R7500.00 p/m

Isn't this peace of mind-Let's help you now

credit scoring is positively affected

Your Privacy

Your application is treated with total confidentiality.

We endeavor to get you credit cleared A.S.A.P.

Your credit scoring is positively affected every time you make payment.

Let's assist you and give you financial peace of mind and legal protection,enabling you to focus on the joys of life.

Consolidate your debt into 1 affordable instalment!!!!

What are you waiting for: Contact one of our registered Debt Counsellors for peace of mind today.

We Are Registered With The National Credit Regulator

Privacy Policy

Restructure Your Debt (RYD) has a privacy policy, ensuring information is not transferred or shared with a third party without your consent. RYD’S policies are regulated by the South African Laws. The information collected is normally your Name, Surname, Contact Numbers, Email Address. We utilize this information to make contact with you and with your consent we will get your full exposure from the different Credit Bureau’s. Like most standard websites, we make use of Internet Protocol addresses; Internet Service Provider referring/exit pages; platform type; number of clicks and Log Files.

Cookies

Our Website uses cookie as a unique identifier to your Computer. Cookies help save past entered information. No personally identifiable information is gathered by Cookie.

Sharing of Information

Restructure Your Debt does not share your private information with any third party companies, that you have not consented to.
The companies that place banner ads on the website including, but not limited to, third party advertisers, are independent 3rd parties and are not affiliated to Restructure Your Debt.

What we do with your information

Your information remains your personal property.
By submitting your information to Restructure Your Debt, you consent to(a) RYD and RYD’S staff communicating with you (b)Tracking compliance (c)Validation and content improvement purposes.

Minors

Persons under the age of 18 are not permitted to submit personal information on the website.

Security

All collected information is stored in a technically secured environment.
We are dedicated to ensuring security of all information.
We protect all data given to the best of our ability.

Changes to Privacy Policy

We reserve the right to change our privacy policy at any time.
We will notify you of any changes to this policy on our website.

For questions relating to our policies and procedures, kindly contact us at info@debtrestructure.co.za

We Serve All these Areas Below

Alberton | Auckland Park | Bedfordview | Benoni | Benrose | Bertrams | Boksburg | Braamfontein Werf | Brakpan | Brits | Bromhof | Bryanston | Centurion | Cramerview | Edenvale | Elandsfontein | Ferndale | Florida | Fourways | Gallo Manor | Bedford Gardens | Garsfontein | Germiston | Constantia Park | Halfway House | Halfway Gardens | Hatfield| Die Hoewes | Honeydew | Isando | Jeppestown | Johannesburg | Kempton Park | Lanseria | Laudium| Lone Hill | Mamelodi | Ga-Rankuwa Unit 2 | Midrand | Modderfontein | Mondeor | Monument | Northcliff | Olifantsfontein | Onderstepoort | Parkdene| Paulshof | Pretoria | Primrose | Randburg | Rivonia | Roodepoort | Rosebank | Sandton | Saxonwold | Senderwood | Silverton | Sunninghill | Vanderbijlpark | Vereeniging | Vorna Valley | Wadeville | Westdene | Westgate | Wierdapark | Witkoppen | Woodmead | Alice | Beacon Bay North | Butterworth | East London | Grahamstown | Kei Mouth | Middelburg | Port Elizabeth | Uitenhage | Mthatha | Walmer | Bloemfontein | Ficksburg | Harrismith | Welkom | Ermelo | Nelspruit | Secunda | Emalahleni | White River| Hadison Park | Kimberley | Upington | Benmore Gardens | Durban | Empangeni | Greytown | Ongoye | Ndabeni | Newcastle | Athlone | Overport | Pietermaritzburg | Pinetown | Richards Bay | Tongaat | Ulundi | Umhlanga Rocks | Umkomaas | Umlazi | Westville | Doornfontein | Louis Trichardt | Musina | Phalaborwa | Polokwane| Thohoyandou | Tzaneen | Lichtenburg | Mahikeng | Mmabatho | Potchefstroom | Rustenburg | Sun City | Bellville | Caledon | Cape Town | Claremont | Edgemead | Epping Industria 1 | Fish Hoek | George| Knysna | Malmesbury | Mossel Bay | Oakdale | Oudtshoorn | Paarden Eiland | Parow | Saldanha | Sanlamhof | Simon's Town | Somerset West | Stellenbosch | Still Bay | Strand | Wellington | Wynberg | Addo | Adelaide | L'Agulhas | Aliwal North | Amanzimtoti | Arcadia| Arniston | Atlantis | Atteridgeville | Babanango | Balfour | Dolphin Coast | Barberton | Barkly East | Beaufort West | Belfast | Berea | Bergville | Bethlehem | Bisho | Bloubergstrand | Brandfort | Brixton | Bronkhorstspruit | Bulwer | Calitzdorp | Calvinia | Carletonville | Clarens | Chatsworth | Clarendon | Coffee Bay | Colenso | Constantia | Craighall | Curry's Post | Cyrildene | De Aar | Donnybrook | Doonside | Dundee | Durban North | Edendale | Eldorado Park | Emmarentia | Eshowe | Essenwood | Estcourt | Fairland | Fordsburg | Fouriesburg | Franschhoek |